Calculate PPF maturity value and interest earned. Free online PPF calculator with formula, examples, and FAQ for PPF investors.
The Public Provident Fund (PPF) is a government-backed long-term savings scheme offering tax benefits and guaranteed returns. PPF has a minimum tenure of 15 years (extendable in 5-year blocks) and offers tax exemption on deposits, interest, and maturity proceeds (EEE status). The PPF calculator helps you project your corpus at maturity based on annual deposits and the prevailing interest rate.
Maturity Value = Σ(Annual Deposit × (1 + r)^(remaining years))Each annual deposit compounds at the PPF interest rate for its remaining tenure. The first deposit earns interest for all years, while the last deposit earns interest for just one year. The total maturity value is the sum of all compounded deposits. PPF interest is compounded annually and credited at the end of each financial year.
| Input | Output |
|---|---|
| $50,000/year, 7.1% p.a., 15 years | Maturity: $1,331,584.90, Total Deposit: $750,000, Interest: $581,584.90 |
| $100,000/year, 7.1% p.a., 15 years | Maturity: $2,663,169.81, Total Deposit: $1,500,000, Interest: $1,163,169.81 |
| $25,000/year, 7.1% p.a., 20 years | Maturity: $1,053,921.13, Total Deposit: $500,000, Interest: $553,921.13 |