Calculate lumpsum investment returns and future value. Free online lumpsum calculator with formula, examples, and FAQ for one-time investments.
A lumpsum investment is a one-time investment of a significant amount, as opposed to periodic investments like SIP. The lumpsum calculator helps you estimate the future value of your one-time investment based on the expected annual return rate and investment duration. It uses compound interest to project your investment growth.
FV = P × (1 + r/100)^nWhere P is the principal (one-time investment amount), r is the expected annual return rate in percentage, and n is the number of years. This is the standard compound interest formula where returns are reinvested annually.
| Input | Output |
|---|---|
| $100,000 invested, 12% return, 10 years | Future Value: $310,584.82, Returns: $210,584.82 |
| $50,000 invested, 10% return, 15 years | Future Value: $208,862.32, Returns: $158,862.32 |
| $200,000 invested, 8% return, 20 years | Future Value: $932,191.43, Returns: $732,191.43 |