Calculate SWP returns and remaining corpus with our free systematic withdrawal plan calculator. See how long your corpus lasts with regular withdrawals.
A Systematic Withdrawal Plan (SWP) allows you to withdraw a fixed amount regularly from your invested corpus. The SWP calculator helps you determine how much corpus will remain after regular withdrawals over a specified period, considering the returns earned on the remaining investment. It is commonly used for generating regular income during retirement.
Remaining Corpus after each month = Previous Corpus × (1 + r) - WWhere r is the monthly rate of return (annual rate / 12 / 100) and W is the monthly withdrawal amount. Each month, the remaining corpus earns returns first, then the withdrawal is deducted. This process repeats for the entire SWP period.
| Input | Output |
|---|---|
| Corpus: $1,000,000, Withdrawal: $10,000/month, 8% return, 15 years | Remaining Corpus: $321,820.60, Total Withdrawal: $1,800,000 |
| Corpus: $500,000, Withdrawal: $5,000/month, 6% return, 10 years | Remaining Corpus: $174,460.27, Total Withdrawal: $600,000 |
| Corpus: $2,000,000, Withdrawal: $15,000/month, 7% return, 20 years | Remaining Corpus: $686,273.72, Total Withdrawal: $3,600,000 |