Calculate in-hand salary from basic salary, HRA, special allowance, PF, and tax deductions. Free online salary calculator.
The salary calculator determines your in-hand (net) salary by subtracting all deductions from your gross salary. Gross salary includes basic salary, HRA (House Rent Allowance), and special allowances. Common deductions include PF (Provident Fund/Federal retirement contributions), income tax, professional tax, and insurance premiums. Understanding your salary breakdown helps in financial planning and comparing job offers.
Gross Salary = Basic + HRA + Special Allowance | Net Salary = Gross Salary - PF - Tax | Deduction % = (Deductions ÷ Gross) × 100Gross salary is the sum of all earnings before deductions. Net (in-hand) salary is what you actually receive after all mandatory and voluntary deductions. The deduction percentage shows what portion of your gross salary goes to deductions — typically 20-30% for most employees.
| Input | Output |
|---|---|
| Basic: $5,000, HRA: $2,000, Allowance: $1,000, PF: $600, Tax: $500 | Gross: $8,000 | Deductions: $1,100 (13.8%) | In-Hand: $6,900 |
| Basic: $3,000, HRA: $1,200, Allowance: $800, PF: $360, Tax: $250 | Gross: $5,000 | Deductions: $610 (12.2%) | In-Hand: $4,390 |
| Basic: $8,000, HRA: $3,200, Allowance: $2,000, PF: $960, Tax: $1,500 | Gross: $13,200 | Deductions: $2,460 (18.6%) | In-Hand: $10,740 |